1. Determining if you are ready
a. Rent Vs. Own
b. Credit Score
2. Find a REALTOR ® with experience & education to protect you through the process
3. Get Pre-Qualified & Determine what you can afford
a. Specific AZ form
b. Be prepared to provide financial documents
4. Decide what you want in a home
a. Wish list Vs. Needs
b. Being flexible
c. Location, Age and Price
d. New Built
5. Hit the Streets start looking at homes with your REALTOR ®
6. Make an offer/counter offer
a. Being flexible, keeping the end in mind
b. Reviewing step 4 above
7. Home & termite inspection
a. “AS IS” Home, no repairs
b. Significant repair items
8. Satisfy loan pre-qualification requirements
a. Get appraisal
b. Provide up to date financial documents
c. Don’t buy anything on credit
d. Don’t quit your job
9. Secure home owners insurance
10. Avoiding/correcting last minute issues
a. More loan paperwork requires by loan underwriter
b. Final walk through- check for inspection repairs & condition
11. Closing @ Escrow/Title company
a. Signing loan documents
b. Loan funding
c. Title transfer and recording
d. Get the keys!!!!!
